Job Opening: Commercial Credit Analyst

Heartland Bank

Contact Info for Position

Job ID: HCC-commercial-credit-analyst-27964
Contact Rep: Stephanie Marshall
Contact Email: stephanie.marshall@heartland.bank
Contact Phone: (614) 490-7367
Contact Fax:

Employer Job Description

JOB TITLE:

Commercial Credit Analyst I/II

LOCATION:

Whitehall Corporate Center

STATUS:

Full Time

FSLA JOB CLASS:

Exempt

REPORTS TO:

Commercial Credit Manager

REQUIRED TRAVEL:

<5%

DIRECT REPORTS:

N/A

If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!

At Heartland Bank, our goal is quality – in our work, in our play and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service.

Heartland has an immediate opening for a Commercial Credit Analyst I/II, located at our Corporate Center in Whitehall, Ohio. In this highly visible role, a typical day might include the following:

  • Perform and assist with credit underwriting and credit risk processes for the bank’s commercial, small business, agribusiness, and commercial real estate loan transactions.
  • Work in a team and collaborative setting, providing credit and financial analysis for prospective and existing Commercial borrowers.
  • Make and assist with independent decisions on commercial underwriting applications through evaluation of business and personal credit reports, financial statements/tax returns and other underwriting information.
  • Contribute portfolio performance and underwriting-based observations, make recommendations on loan structure and risk mitigates, and perform annual reviews of existing relationships.
  • Utilize credit and underwriting expertise to ensure that high quality loan presentations are consistently produced.
  • Develop and increase credit proficiency to ensure an environment of continuous learning and incorporation of training in daily processes.

THIS ROLE MIGHT BE THE RIGHT FIT FOR YOU IF:

  • You Live Our Values. You demonstrate Heartland’s shared values and do the right thing, even when no one is watching.
  • You Achieve Results. You meet and exceed goals through teamwork. You grow and apply job knowledge and have focused execution.
  • You Coach and Lead. You have strong communication. You are focused on performance development and foster positive relationships and trust.
  • You Hustle. You possess a driven work ethic to succeed and respect focused collaboration.

JOB REQUIREMENTS:

  • B.S. degree in finance, accounting or business management or related field
  • Minimum 5 years of commercial credit banking or financial services experience

ADDITIONAL QUALIFICATIONS:

  • Microsoft Office Suite, Loan Origination Software, Allowance and Stress Testing Software, Farmer Mac, Fiserv Navigator and Director applications desired.

WORK ENVIRONMENT & PHYSICAL DEMANDS:

  • Climate controlled office environmental
  • Bending, standing, walking (<1/3 of the time)
  • Sitting (>2/3 of the time)
  • Vision (up close and distance >2/3 of the time)
  • Hearing (over telephone and in person, 1/3 of the time)
  • Speaking (over telephone and in person, 1/3-2/3 of the time)

WHAT’S GREAT ABOUT WORKING AT HEARTLAND?

  • Competitive comp and benefits package that includes: medical/dental/vision/life insurance
  • 401(k) up to 4% of salary match
  • Company-paid holidays
  • Generous Paid Time Off
  • Maternity/Paternity Leave
  • Education Reimbursement
  • On-site Fitness Center
  • Free Checking and Savings Accounts
  • Mortgage Discount Program

Heartland Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected Veteran status.

General Business Info

Phone:
Website: https://www.Heartland.bank

Address

430 North Hamilton Rd.
Whitehall, OH 43213

More Business Info

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